How companyIQ Works
From company number to scored intelligence report, in under 5 minutes.*
The Analysis Pipeline
Company and Director Data
We retrieve the company profile, registration details, SIC sector codes, and full director and officer history directly from Companies House, the UK government's official company register.
Filing History
We retrieve the company's filing history. Late filings are identified against statutory deadlines. The two most recent accounts filings are selected for document extraction.
Document Extraction
The accounts documents are downloaded from Companies House and processed with enterprise-grade OCR. This reads tables, multi-column layouts, and complex financial statement formats with high accuracy.
AI Analysis
The extracted text, company profile, director records, and filing history are passed to our AI model. It applies the CIQ scoring methodology, extracts financial metrics, identifies risk and growth signals, and writes the narrative summary. Every finding cites the specific section of the accounts that supports it.
Your Report
The completed report is saved to your dashboard. You receive a CIQ Score with full breakdown, executive summary, key insights, financial overview, growth signals, risk signals, and director analysis. You can safely leave the page while the analysis runs, it will be waiting for you when you return.
The CIQ Score
The CIQ Score rates any UK company from 0 to 100 across five dimensions. Each dimension uses a defined formula applied consistently, with no subjective judgement.
Financial Health
The largest dimension, covering revenue growth, profitability, liquidity, and debt levels. Figures are extracted directly from the filed accounts. Where data is unavailable, a neutral score is applied.
Filing Compliance
Based on the company's history of filing on time with Companies House. Late or overdue filings reduce the score. A clean filing history scores the maximum.
Director Quality
Assesses average director tenure, board turnover in the last five years, and any governance flags. Stable boards with experienced directors score higher.
Market Position
Considers the company's age, headcount trend, and sector strength. Established companies in stable or growing sectors score higher.
Risk Assessment
Starts at the maximum and deductions are applied for each identified risk signal. Signals include financial distress indicators, compliance issues, and governance concerns. Only risks with direct documentary evidence are flagged.
Score Grades
Excellent
80 to 100
Good
65 to 79
Fair
50 to 64
Poor
35 to 49
Critical
Below 35
What We Don't Do
We don't access private financial data
We don't perform credit checks or produce credit scores
We don't contact the company being analysed
We don't make investment or lending recommendations
We analyse only publicly available information from Companies House and provide intelligence to support your own decision-making.
Limitations
AI data extraction
Financial figures such as revenue, profit and employee numbers are extracted from filed accounts by AI. In some cases these cannot be located, particularly in non-standard formats or older filings. Where figures cannot be extracted they are shown as "Not disclosed" in the report.
Large companies
Companies with very large filed accounts receive a Governance and Compliance Report rather than a full CIQ Score. This covers filing compliance, director quality, and board stability but cannot extract full financial metrics. It is clearly labelled in the report.
Micro-entities
Companies filing under FRS 105 provide minimal financial disclosure. The analysis will flag this and reflect the limited data available.
Recently incorporated companies
A lack of historical filings means trend analysis is limited. The report will note this.
Filing lag
Companies House accounts are filed up to 9 months after the period end date. The analysis reflects the most recently filed data, which may not be the current financial year.
* The average analysis completes in under 5 minutes. Processing time varies depending on the size of a company's filed accounts. Large document sets may take longer.